You want to get pre-approved BEFORE you start looking at homes. Why? Because otherwise you may start looking at homes you can't qualify for, that's no fun!
A pre-approval is when you fill out a loan application and send financial documents (paystubs, tax returns, etc) to a lender. That lender will then pre-approve you for a maximum purchase price and will show you terms of your loan like: down payment, interest rates, fees, etc.
We have a network of helpful loan officers available anywhere in the US to help you get started. Click here to talk with a loan officer.