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Get Pre-Approved

What Is A Mortgage Pre-Approval?

Certified Mortgage Advisor
NMLS 1701021
December 6, 2018

Mortgage pre-approval and how it works

Buying a home is exciting. But before you start shopping, consider getting a mortgage preapproval, not only does it show that you're a serious buyer and qualified to purchase a home, it'll also speed up the loan process once you intend to buy.

How to qualify?

During your preapproval, we'll evaluate your financial health and your ability to qualify for a home mortgage loan. We'll review things such as your debt-to-income ratio, your down payment, your credit score, and more to help you find the best available program for your needs.

Ask us a question →
Kyle Andrew Seagraves is Federal Mortgage Loan Originator (NMLS 1701021) licensed in all 50 states with the Dan Frio Team at Allied First Bank (NMLS 203463), an Equal Housing Lender. Separately, Kyle owns Win The House You Love LLC, an education company. Win The House You Love LLC is not a lender, does not issue loan qualifications, and does not extend credit of any kind. This website is only for educational usage. All calculations should be verified independently. This website is not an offer to lend and should not directly be used to make decisions on home offers, purchasing decisions, nor loan selections. Not guaranteed to provide accurate results, imply lending terms, qualification amounts, nor real estate advice. Seek counsel from a licensed real estate agent, loan originator, financial planner, accountant, and/or attorney for real estate, legal, and/or financial advice.

Allied First Bank is not affiliated with the VA, FHA or any other government agency. This site has not been approved by any government agency.
Loan Production Office

Dan Frio Team
1601 N Bond St Suite 316
Naperville IL 60563

(844) 775-5626
NMLS 246527
Win The House You Love Office

** No in-person appointments

Win The House You Love
8900 N Dixie
Dayton, OH 45414

NMLS 1701021
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Allied First Bank Office

Allied First Bank, S.B.
3201 Orchard Rd
Oswego, IL 60543

NMLS 203463
FDIC Certificate # 55130