Today's National Average Interest Rates

Below lists the national average rates provided by a 3rd party company so you can compare the rate you may have been offered by a lender to national averages.

Want to see your customized rate, monthly payment, and estimated up-front costs? Click below:
✌️ No obligation. Only takes 10 min.
Win The House You Love is an education company, not a lender. None of these rates are offers to lend or an extension of credit. Data provided by Optimal Blue, LLC. Not an offer to lend. Win The House You Love LLC is not a lender and does not extend credit of any kind.The OBMMI™ methodology is straightforward, simply taking the average rate of all appropriate locks locked through the Optimal Blue product eligibility and pricing engine on a given day. No adjustments to the rates that account for buy-up or buy-down decisions made by individuals are performed. These indices leverage data from Optimal Blue PPE lock requests (approximately 35% of all locks nationwide) aggregated on a daily basis and updated nightly with the previous day’s locks. Weekends and holidays are excluded due to lack of data. All applicable product types are included unless otherwise specified, and the breakdown of customer types is by mortgage company (82.49%), bank (15.30%), credit union (1.92%), and service provider (0.30%).The content contained on these OBMMI™ (“Optimal Blue Mortgage Market Indices”) webpages are those of Optimal Blue, LLC (or “Optimal Blue”) and may change at any time without notice. Optimal Blue makes commercially reasonable efforts to provide reliable information, however it does not guarantee that the information is accurate, current or suitable for any particular purpose. In addition, this content is, therefore, provided on an “as is” basis and Optimal Blue makes no warranty, guarantee, or promise, concerning the accuracy or timeliness of indices listed and maintained by Optimal Blue nor is Optimal Blue responsible in any manner for any damages whether direct, indirect, special or consequential, howsoever caused, arising out of use of this web site, or reliance on the information it contains.
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Kyle Andrew Seagraves is Federal Mortgage Loan Originator (NMLS 1701021) licensed in all 50 states with the Dan Frio Team at Allied First Bank (NMLS 203463), an Equal Housing Lender. Separately, Kyle owns Win The House You Love LLC, an education company. Win The House You Love LLC is not a lender, does not issue loan qualifications, and does not extend credit of any kind. This website is only for educational usage. All calculations should be verified independently. This website is not an offer to lend and should not directly be used to make decisions on home offers, purchasing decisions, nor loan selections. Not guaranteed to provide accurate results, imply lending terms, qualification amounts, nor real estate advice. Seek counsel from a licensed real estate agent, loan originator, financial planner, accountant, and/or attorney for real estate, legal, and/or financial advice.

Allied First Bank is not affiliated with the VA, FHA or any other government agency. This site has not been approved by any government agency.
Loan Production Office

Dan Frio Team
1601 N Bond St Suite 316
Naperville IL 60563

(844) 775-5626
dan@therateupdate.com
NMLS 246527
Win The House You Love Office

** No in-person appointments

Win The House You Love
8900 N Dixie
Dayton, OH 45414

kyle@winthehouseyoulove.com
NMLS 1701021
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Allied First Bank Office

Allied First Bank, S.B.
3201 Orchard Rd
Oswego, IL 60543

NMLS 203463
FDIC Certificate # 55130